Itaú Unibanco has a strong balance sheet, with a Tier 1 common equity ratio of 13.7% as of September 2024. While management has said at times that the bank has been overcapitalized, we believe that ...

Economists Mark Warshawsky and Gaobo Pang, after conducting new research, published a study that found the 4% rule has significant failure rates at advanced ages and provides the lowest levels of ...